![]() ![]() People who fall under the LGBTQ+ umbrella often face a number of added complications when it comes to finance, such as having less financial support and therefore taking on more debt, or same-sex couples being denied mortgages at a higher rate than heterosexual couples. There are many banking products trying to make financial services more accessible, but persistent service gaps can still make the experience lousy at best and discriminatory at worst for some - including the at least 20 million lesbian, gay, bisexual, transgender and queer or questioning adults in the U.S. “These are painful reminders of their history they really want to avoid.” “These are really emotional things for trans people,” Simmons says. She also received emails from her bank that used her former name. “Every time I logged into my banking platform, I had to deadname myself, which is to use the name that I used before I transitioned,” Simmons says. Banks are known for running on dated technology platforms that make even small requests often impossible to resolve in a timely manner. Simmons secured a new card with her name, but was unable to update her username to access her digital account. Nor did the name change end all her banking headaches. But for Simmons, it effectively meant outing herself as a trans woman to a bank employee. For some, it would have been merely an inconvenience, as the banking industry is legally bound to prove people are who they say they are. Inc.When Billie Simmons needed to change her name on her bank card, she visited the financial institution to make the request. Visa® is a registered trademark of VISA U.S.A. Wireless carriers do not guarantee that alerts will be delivered. Release of Liability: Alerts sent via SMS may not be delivered if your phone is not within range of a transmission site, or if sufficient network capacity is not available at a particular time. To cancel or opt out, text STOP to 81508. Not valid with other offers.ĤBy providing your mobile number, you agree to receive Card Fraud Text Alerts to notify you of suspected fraudulent activity involving your UNIFY Credit or Debit Card. Promotional offer may end at any time without notice. Finance charges are assessed from the transaction date of the balance transfer. Cash advances, overdraft transfers, and purchases not eligible. Minimum Balance Transfer amount is $500 and must be initiated within UNIFY eBanking or with a UNIFY representative. After the twelfth billing cycle, any remaining unpaid balance will revert to your APR for Purchases (Contract APR). Not valid with other offers.ģPromotional rate for Balance Transfers is discounted 4.00% off your Contract APR for the first twelve billing cycles following the balance transfer. Introductory offer may end at any time without notice. After the sixth billing cycle, any remaining unpaid balance and subsequent purchases will revert to your APR for Purchases (Contract APR). Subject to change without notice.ĢIntroductory rate for Purchases is discounted 4.00% off your Contract APR for the first six billing cycles. Spend at least $2,000 on eligible purchases within the first 90 days of card activation to receive bonus points offer. ![]() All loans subject to credit approval. See the Application & Solicitation Disclosure for rates and required disclosures.ġOffer valid on member’s first Engage Rewards credit card only. Qualification for credit is based on membership eligibility, credit history, debt-to-income ratio, ability to repay, employment history and other factors. Rate quoted is the lowest rate possible for well-qualified borrowers and is subject to change without notice. ![]()
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